Fortunately, few people will have to go through the terrible experience of having a family member go missing with little prospect of them being found alive.
Under UK law, a missing person is not automatically presumed dead until 7 years have passed. So, in addition to the worry and grief there is also the terrible consequence that without a death certificate, his/her estate is effectively ‘frozen’.
This may include financial assets, such as money in bank accounts and investments. It is unlikely that any life insurance policy will pay out until a death certificate has been granted and this leaves a surviving partner potentially in a precarious financial position, especially if there are children to look after and a mortgage to pay.
There are are now two options open to the family of a missing person:
If you are in this situation, our professional and sympathetic team at Bishop & Sewell can help you navigate through the process and the technical and legal challenges to obtain a declaration as quickly as possible.
We understand that at such a difficult time you may need financial assistance with our legal costs. That’s why we have existing relationships with third-party funders who may be able to assist you.
For initial advice or to arrange a meeting with one of our team, you can fill in the form on this page and we’ll get back to you shortly. Alternatively, you can email litigation@bishopandsewell.co.uk or contact 020 7631 4141 and ask to speak to the Litigation team.
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